What is the P3 Card?
The P3 Card is a discount / savings program that entitles cardholders to significant discounts on dental, vision and prescriptions in the 3 largest national networks in their respective fields.
How do I qualify?
Because this is a SAVINGS program and is NOT INSURANCE, everybody qualifies for the P3 Card!
What are some of the Benefits of the P3 Card?
- No deductibles, coinsurance, or waiting periods
- Accepted Nationally
- No claim forms to fill out
- Large networks
- No annual maximums
- Pre Existing conditions accepted
How is the program different from insurance?
You simply pay for your services at a discounted rate. Your provider gets paid on the spot by you for their services … it is a "WIN-WIN" situation for everybody!
Are there any restrictions on age or pre-existing medical conditions?
NO, the P3 Plans are NOT insurance Plans, so all P3 Card holders are eligible, and there are NO age restrictions or pre-existing medical condition exclusions.
Do I have to pay at the time of service?
Yes, you pay the provider at the time the services are rendered. Participating physicians and providers have an agreement that they will not bill the member for the difference between their usual fee and the reduced fee.
Can groups or associations join this program?
Yes, the P3 Card is a GREAT fit for employees and associations interested in savings for dental, vision, and prescription costs. Please call our Customer Service number at 888-563-2800 to discuss how simple it is to enroll your organization or company in the P3 Card Program.
Will my medical information be kept private?
The P3 Card has no access to private medical information, only the providers have that information
Can I be denied a P3 Card?
No! The P3 Card is not an insurance program, so there are no restrictions because of age or pre-existing conditions.
Does the P3 Card cover co-payments?
No, the P3 Card Plans are not insurance. The plan gives you discounts at providers nationwide.
Does the P3 Card Work with my current insurance?
If you have limited insurance coverage, ask your provider if you'll save more money with your P3 Card or with your insurance. Use the plan that saves you the most money in a particular situation (for instance: Your P3 Card Discounted dental fee for some procedures my cost LESS than an insurance plan with limitations and restrictions!).
When will my P3 Card plan become effective once I've placed my order?
P3 Card Plans are effective the 1st of the month following enrollments received by the 15th of the month. Example: When you apply for your P3 Card Plan on July 14th, your cards will be active for use on Aug 1st. If you apply for your P3 Card Plan on July 28th, it will be active the following month on Sept 1st.
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